As the owner of Hammortree Financial Services, Annette specializes in comprehensive financial planning, long term planning, and estate planning for special needs family members. With over 35 years of experience, she is recognized as an industry leader who brings passion and unique knowledge to the HFS team. Residing i...

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Attorney Benjamin (Benji) Rubin, Brian’s youngest son, Mitchell’s “little/big” brother, graduated from the University of Illinois Law School, Magna Cum Laude, and received his undergraduate degree from Northwestern University.  Benji is a member of the Academy of Special Needs Planners, an...

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Denise Kaplan received her undergraduate degree (B.A., Magna Cum Laude, Phi Beta Kappa, 1995) from the University of Illinois and her law degree (Magna Cum Laude, Order of the Coif, 1998) from the University of Illinois College of Law, where she was the Managing Editor of the Elder Law Journal and a Harno Fellow. Denis...

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Larry Rivkin received his undergraduate degree (B.A. with distinction, Phi Beta Kappa, 1989) from Stanford University and his law degree from the University of Chicago (1994), where he was a Lord Bissell Public Service Merit Scholar.  Licensed in both Illinois and Florida, Larry is also a CERTIFIED FINANCIAL PLANN...

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Jeremy Joseph joined Protected Tomorrows in 2024, bringing over 18 years of experience in the financial services industry. As a CERTIFIED FINANCIAL PLANNER™ professional (CFP®) and Chartered Special Needs Consultant® (ChSNC®), Jeremy is deeply committed to helping families navigate the unique challen...

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