Financial Planning

Best Cities to Live in for People With Disabilities

The best cities for people with disabilities to live in, according to a WalletHub analysis of 182 U.S. cities, score highest on a combination of quality of life, health care, and economy factors.

ABLE Accounts Will Be Available for More People in 2026

Starting January 1, 2026, the maximum age of disability onset for ABLE account eligibility will increase from 26 to 46 due to the ABLE Age Adjustment Act.

The Risks of Crowdfunding for People With Special Needs

While crowdfunding through social media and platforms such as GoFundMe can provide a financial lifeline for individuals with disabilities, it also carries risks, particularly regarding eligibility for means-tested government benefits such as Supplemental Security Income or Medicaid.

Special Needs Planning and Retirement Benefits

Retirement accounts like 401(k)s and IRAs make up the majority of most people's savings. While these plans encourage saving by offering significant tax rewards, they were certainly not set up to help families with special needs.

5 Issues to Consider When Creating a Special Needs Trust

Here are some of the questions you will need to consider in guiding your attorney to create a special needs trust.

College Savings for Students With Special Needs

When a child with special needs is setting aside money for college, a 529 Plan may not be the best option. Here are some things to think about when family members ask about the best way to provide funds for...

Using a Credit Card When You Have a Special Needs Trust

Credit cards let a trustee of a special needs trust avoid giving cash to a beneficiary that can jeopardize benefits eligibility. The beneficiary can also make small purchases without being micromanaged.