As the owner of Hammortree Financial Services, Annette specializes in comprehensive financial planning, long term planning, and estate planning for special needs family members. With over 35 years of experience, she is recognized as an industry leader who brings passion and unique knowledge to the HFS team.

Residing in Crystal Lake, Annette enjoys spending her time with her now adult children, Shane & Nikki, and spending time in, and supporting her community.

Firm Description

Hammortree Financial Services has been providing comprehensive planning services for over 31 years.  Annette Hammortree, the owner, of Hammortree Financial understands all too well the needs of special needs families, as she is also a parent of a young adult with multiple disabilities. "Regardless of the disability, the one goal we all have in common is protecting the future of our loved ones" says Annette.  "But with all the other demanding needs, financial planning is one area that parents tend to put off too long".  Our goal is to help you secure the future of your family member with special needs.  Please visit our website to learn more about services.

 Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 1166 QUAIL CT., SUITE 100, PEWAUKEE WI, 53072, 262-7469270. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. HAMMORTREE FINANCIAL SERVICES is not an affiliate or subsidiary of PAS or Guardian. THIRD COAST ADVISORS, INC is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. CA Insurance License Number - 0K12084, AR Insurance License Number - 371811, FL Insurance License Number E033022. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. 2022-145661 Exp 10/24

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