As the son of a college professor (Dr. Herbert Ringel, PhD, Physics), Michael’s passion for teaching began at a very early age. While his father wanted him to pursue the same noble profession, Michael’s mathematical mind and entrepreneurial spirt led him down a different path. After pursuing his CPA and MBA, he explained to his father that he would be pursuing a career in teaching and education, except in a nontraditional setting. He decided to teach families about money and investing. Since 2004, Michael had been empowering families with children with special needs to protect, grow and enjoy their wealth.

Michael’s philosophy is to guide each family to discover for themselves what is important to their family, both personally and financially. Then, Michael shares with each family a variety of financial strategies that are prudent for them. He shares with them what may be financially possible for them in the future. It is only then, when they agree upon a prudent strategy, that financial products and services are recommended to fulfill each strategy. Michael’s academic approach to financial planning has served his clients well.

Firm Description

Special Needs Wealth Planning LLC is a boutique financial firm empowering families with children with special needs to protect, grow and enjoy their wealth.

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