John Crowley is a Chartered Special Needs Consultant at Cambridge Financial Group and the parent of an adult child with disabilities. He is passionate about educating families about how to plan for the long-term quality of life for their children with special needs and disabilties. John is licensed in Utah, Idaho, Colorado, Arizona, Nevada, California, and Washington. 

Firm Description

John’s passion to pursue this important qualification stems from his own experience as the father of a son with special needs. “While raising a child with special needs has moments of incredible joy, it can also be terribly challenging. It’s not like you’re sent home from the hospital with a step-by-step manual,” John said. “Often dealing with the day-to-day challenges keeps families from planning for the ‘what if we’re not here to take care of our child?’ scenario.”

A properly structured plan helps families prepare for the future quality of life for children with special needs by addressing the critical legal and financial issues. Working with a qualified attorney, families need to decide the details of guardianship, conservatorship, a properly structured will, and establishing a special needs trust. Without these protections, most children with special needs would be automatically ineligible to receive important government benefits after the passing of their parents. Furthermore, families need to work with a qualified Special Needs Adviser to determine the best strategies for adequately funding the trust as well as properly designating beneficiaries for all financial accounts and policies.

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