MIKE MOONAN  

As a Chartered Special Needs Consultant (ChSNC), I have seen firsthand how overwhelming it can be for families trying to protect a loved one with a dissability-while navigating complicated government systems, legal requirements, and financial uncertainty.

Thats why i founded Safe Harbor Special Needs Planning.

By far the most most common denominator w parents i work with who love their child deeply is the worry of " what happens when I am gone?" Who's going to care for my child?  Will they have enough assets to have a good quality of life?  At Safe Harbor, we aliviate that worry and make sure there is a plan in place for their child.

At Safe Harbor, we create plans that protect their childs benefits, housing , care , and long -term financial security.

I dont just explain the rules-I help families put those rules into action with a plan that actually works in real life today and decades from now.

I live and work in Northern California, and I specialize exclusively in helping parents of children with special needs. Whether you're just starting out or facing a complicated transition (like turning 18, leaving school, or a parent nearing retirement), I'll help guide the way.

At Safe Harbor, this isn't just a business - it's a mission. I'm here to make sure no family goes through this alone.

Firm Description

Mike Moonan, ChSNC

Founder, Safe Harbor Special Needs Planning

For over 25 years, Mike Moonan has helped families to protect what matters most. For the last decade, he's dedicated his practice exclusively to guiding parents of children with special needs.

As a Chartered Special Needs Consultant (ChSNC) and a member of the Academy of Special Needs Planners, Mike brings deep knowledge, compassion, and a calm , practical approach to some of life's most complex financial and emotional decisions.

At Safe Harbor Special Needs Planning, Mike puts a focus on helping families build a lifetime plan of care that protects elgibility to essential government programs such as SSI, MEDI-CAL, and IHSS, while ensuring long-term financial security and peace of mind. His process helps parents understand how Special Needs Trusts, ABLE accounts. and coordinated funding strategies all work together to create a stable future for their loved one.

Every family's situation is unique, but the goal is always the same: to give parents peace of mind that their child's furure is secured.

Call for a free consultation to discuss your family's plan and next steps.

Safe Harbor Special Needs Planning

Mike Moonan ChSNC
833-723-4227
safeharborspecialneedsplanning@yahoo.com

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