Denise W. Fike is the CEO of the First Maryland Disability Trust, Inc., a non-profit organization whose mission it is to provide quality trust and fiduciary services to those who are disabled.

Denise attended Villa Julie College (now Stevenson University) and worked for over 27 years as a paralegal, handling personal injury claims, medical malpractice cases together with guardianships, estates, and trusts.  She then moved on to work with Susquehanna Trust & Investment Company as a Trust Officer where she handled client’s investment management accounts and all types of trusts, including Special Needs Trusts.  

In 2007, Denise met members of First Maryland’s Board of Directors as it was getting off the ground.  Multiple collaboration meetings later, Denise began working with FMDT in 2009 and became Executive Director in 2011.  

While Denise serves as CEO of FMDT, she also currently serves as Executive Director of PLAN OF MD-DC, Inc., as the two non-profit organizations work to merge their services.   Both FMDT and PLAN assist families and clients with disabilities by providing cost effective trust services, serving as a financial power of attorney, guardianship, and case management.  

Firm Description

First Maryland Disability Trust (FMDT) is a Maryland-based nonprofit dedicated to helping individuals with disabilities and their families protect assets while maintaining eligibility for vital public benefits like Medicaid and SSI. Since 2005, we’ve provided trusted fiduciary services with a personalized approach, ensuring financial security and peace of mind for our clients. We offer a full range of trust and financial management solutions, including:

* Pooled Special Needs Trusts: Cost-effective, professionally managed trusts for individuals with disabilities.
* Standalone First- & Third-Party Special Needs Trusts: Tailored options for unique financial situations.
* Trustee Services for Non-Pooled Trusts: Acting as trustee for standalone First- and Third-Party Special Needs Trusts, ensuring proper administration and compliance with benefit rules.
* Guardianship of Property: Court-appointed financial oversight for those unable to manage their own assets.
* Representative Payee Services: Ensuring responsible management of Social Security benefits.
* Financial Power of Attorney (FPOA): Providing financial decision-making support when needed.
* Family Escrow Account Management: Securely administering funds for a loved one’s benefit without impacting public benefits.
* Benefits Consulting: One-time guidance sessions on Medicaid, Social Security, and Waiver programs.

At FMDT, we recognize that public benefits alone are not enough to meet all the needs of individuals with disabilities. Our services are designed to maximize financial resources, ensure proper benefit compliance, and enhance quality of life.

Open to all Maryland residents – No minimum deposit required.

Contact us today to learn how we can help your family plan for the future 410-296-4408

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