Will My SSDI Payment Prevent Me From Receiving SSI?

When I first received Social Security Disability Insurance (SSDI) in 2009, I missed receiving Supplemental Security Income (SSI) by two dollars.  Am I eligible to receive both now?

In general the Social Security Administration (SSA) will let you know each year by letter which programs you qualify for.  With such a close amount, it is possible that you could qualify for both programs, but the total funds that you receive may only change by a few dollars.  For example, if you have just enough SSDI to still qualify for SSI, you would only receive an additional $20 per month. This is because the receipt of SSDI (after the first $20) reduces your eligibility for SSI dollar for dollar. So if you were to receive maximum SSI for 2015, you could receive $733. However, if you received SSDI of $752, it would reduce your SSI check dollar for dollar after the first $20, so in this scenario, you would receive SSI of $1 and SSDI of $752 for a total benefit of $753.  Of course, qualifying for SSI typically provides access to Medicaid benefits, so it may pay to apply even if the cash benefit is limited.

For more on SSI, click here.

For more on SSDI, click here.

Article Last Modified: 12/10/2014

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